Nicole Zirnsak

From the Insurance910 Family, we wish you and yours a Happy New Year!

Welcome to Insurance910! We are so glad you're here! Whether you are new here or looking to buy your first home, our team is here to make the transition smooth and hassle-free. We understand the importance of getting acquainted with the area, and we are dedicated to helping you and your family with all your needs. As a mom of five boys, I am actively involved in their activities with the community, particularly soccer. If I'm not at the office, you can find me cheering on the sidelines!

In addition to assisting individuals and families, we also specialize in helping small businesses and serving as community sponsors. If you are relocating from out of state to Pittsburgh or the surrounding areas such as Wexford, Pittsburgh, Mars, Valencia, Warrendale, or Cranberry Township, we have the expertise to guide you through the process. We are also able to help our neighbors in the state of Ohio! I am a proud graduate of Pennsylvania State University at Behrend, and I bring my knowledge and expertise to help you find the coverage that uniquely fits your needs.

Our team is licensed, educated, and committed to providing exceptional customer service. We offer a free auto and renters insurance quote! With our 24/7 availability through text and email, we are always here to assist you. Additionally, our after-hours platform ensures round-the-clock customer service. One of our unique offerings is a Spanish-speaking team, ensuring effective communication and understanding for our Spanish-speaking customers. We believe in needs-based conversations that allow us to get to know you and your family, ensuring we provide tailored conversations to meet your specific requirements.

Hola a nuestras amigas en el estado de Ohio!

We want to help you protect all of your family members, including your pets! Please give us a call to chat about protecting your four-legged friends! #petinsurance #insuremydog #puppies #cat #dog

Winterizing your home for is important to protect your property and ensure that you're covered in case of damage during the colder months. Here are some specific steps you can take to winterize your home:

• Document Your Property:

  • Take inventory of your belongings, including photos and receipts. This documentation can be crucial for filing claims after damage occurs.

• Review Your Insurance Policy:

  • Understand what your homeowner's insurance covers regarding winter-related damage. Policies can vary, so check for specifics about freezing pipes, ice dams, and roof damage.

• Maintain Heating Systems:

  • Keep your heating system well-maintained to prevent breakdowns.

• Insulate Pipes:

  • Insulate vulnerable pipes to prevent freezing. If pipes burst, your insurance might not cover the damage if you didn’t take reasonable precautions to protect them.

• Prevent Ice Dams:

  • Keep gutters clean to prevent ice dams, which can cause significant roof leaks. Insurance may not cover damage caused by neglecting maintenance.

• Secure Your Roof:

  • Inspect your roof for any weak spots or damage.

• Trim Trees:

  • Remove or trim any overhanging branches that could fall on your home during a winter storm. This can help prevent damage that might not be covered if the tree was known to be a risk.

• Keep Walkways Clear:

  • Regularly clear snow and ice from walkways and driveways to prevent accidents. Liability coverage may be impacted if someone is injured on your property due to neglect.

• Install a Smart Thermostat:

  • Consider installing a smart thermostat that can alert you to temperature changes that might indicate a heating failure. This can help you address issues before damage occurs.

• Notify Your Insurance Company:

  • If you are away for an extended period during winter (such as for a vacation), notify your insurance company. Some policies have specific requirements for unoccupied homes, and you may need to take additional steps to stay covered.

• Consider Additional Coverage:

  • If you live in an area prone to severe winter weather, consider additional coverage options for specific risks, such as sewer backup or equipment breakdown.

• Keep a Winter Emergency Kit:

  • Have an emergency kit ready with essentials and contact information for your insurance agent. In case of emergencies, you’ll want quick access to important numbers.

Taking these precautions not only helps protect your home but can also create a smoother process should any winter-related issues arise. Always consult your insurance agent for specific requirements related to your policy.